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WebApr 18, 2024 · Virgin Money has also cut stress rates in two situations. The interest stress rate on five-year, fixed rate products has been reduced from 5.24% to 5.00%. For all other products the stress rate will remain at 5.50%. And the straight balance swap stress rate has been reduced from 5.99% to 5.50%. The lender appears to be making a push into the ... WebJun 20, 2024 · This is because the main purpose of top slice relief is to limit the amount of higher rates of tax payable in the year of encashment. Calculate the relieved liability on the average gain. Do exactly the same calculation as above but using the average gain. This time the TTAP will normally be 20% of the average gain. flashlight store near me

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