WebSep 29, 2024 · In each of the new FTC cases announced today, the companies claimed to be collecting on debt that they can’t legally collect, or that people don’t actually owe. In these cases, the companies made robocalls to people, telling them that they’ve been sued, or soon will be, if they don’t pay up. WebMay 16, 2024 · When someone dies with an unpaid debt, it’s generally paid with the money or property left in the estate. If your spouse dies, you’re generally not responsible for their debt, unless it’s a shared debt, or you are responsible under state law. Don’t assume you have to pay You are not responsible for someone else’s debt.
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WebMar 22, 2024 · What does the debt collector have to tell me about the debt? A collector has to give you “validation information” about the debt either when they first communicate … WebApr 5, 2024 · If the debts do not belong to the borrower, the lender may provide supporting documentation to validate this, and may exclude the non-applicant debts for the borrower’s DTI ratio. If the debts do belong to the borrower, they must be included as part of the borrower’s recurring monthly debt obligations. Deferred Installment Debt christmas gumdrops candy
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WebAug 24, 2024 · Taking your name off of a title for a home or a vehicle does not take your name off the mortgage or auto loan. You are still responsible for the underlying loan. Sending the debt collector or creditor a copy of your divorce decree doesn’t end your responsibility on a joint account. You are still responsible for the account or debt. Credit … WebThe mortgage isn't in my name, but my husband isn't mentioned in the letter. I can't have delinquent payments as I never took out this loan. It's obviously not a scam because it's in our portal, not just something random in the mail. I'm just not sure what it is, what to make of it. Or how they even got my name. WebMar 13, 2024 · You are contractually responsible for any debt that is in your name, even if someone else acquired it or contributed to it, such as by being an authorized user on your credit card. If you don't... christmas gummibar facebook