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WebA subprime loan is for people with bad credit and low FICO scores. For many people, it is the only way to get financing for a large purchase like a car when most other lenders will … WebA mortgage is a specific type of loan using a home or living quarters as collateral. Mortgages became common among wealthy people in the United States during the early 1900s when a 50% down payment was customary. After the Great Depression, the Federal Housing Administration (FHA) took action to make mortgages widely accessible by … WebFeb 2, 2024 · Even if you have poor or bad credit — a FICO score less than 630 — you can most likely find a lender to refinance your auto loan. The question is whether you can find better loan terms to make ... how to undim iphone